Auto Insurance Co

Reader’s Question:

I am just wondering if an auto insurance co will insure me if I use my vehicle for delivering newspaper?

Tony

Washington DC

Most insurers’ normal private passenger car insurance policies do not cover cars is being used for employment purposes such as to newspaper delivery for a fee. If you already have your own personal car insurance policy I suggest that you read over the information regarding the exclusion for the coverage if you are going to use your automobile for commercial purposes.

An automobile that is being used for delivery purposes is considered by a car insurance co as having more risks involved with it than an individual that uses that car just to and from their job, for personal errands, pleasure trips, etc. Because of this a personal car insurance policy will not usually provide coverages to a car that is being driven for commercial purposes and therefore require you to obtain a commercial car insurance policy for your automobile if you deliver newspaper.

If you want to get more information regarding the commercial car insurance policy I suggest that you contact your auto insurance co.